Latest Government Schemes in India 2025: A Complete Guide

Why Government Schemes Matter for You?

Do you know which latest government schemes in 2025 can benefit you? Whether you are a student, farmer, entrepreneur, woman or a common citizen, the government introduces new schemes every year to improve different sectors.

However, many people miss out on these benefits as they do not have the right information.

In this blog, we will cover the latest government schemes in India (2025) and explain how they can help you. In the end, you will know which scheme is best for you and how to apply for it.

Let’s get started!

Also Reader: 50+ Best Small Business Ideas List to Start in 2025

Latest Government Schemes in India (2025)

📌 Social Security and Pension Documents

1. Atal Pension Yojana (Atal Pension Scheme)

• A scheme for fixed pension payment to the employees of unorganized sector.
• People between 18-40 years can invest in it and get pension ranging from ₹1,000 to ₹5,000 after 60 years.

3. Rashtriya Samajik Sahayata Yojana (National Social Assistance Scheme)

• Scheme to provide financial assistance to the elderly, widows and disabled people.
• The central government provides pension of ₹300 to ₹500 per month.

📌 Health and Insurance Scheme

3. Ayushman Bharat Yojana (Ayushman Bharat Yojana)

• Free health insurance up to ₹ 5 lakh to poor and poor families.
• Free treatment facility in government and private privatization.

4. Pradhan Mantri Jeevan Jyoti Bima Yojana (Prime Minister Jeevan Jyoti Bima Yojana)

• ₹ 330 per year premium life insurance of ₹ 2 lakh.
• People aged 18-50 years can take advantage of this.

5. Pradhan Mantri Suraksha Bima Yojana (Prime Minister Security Insurance Scheme)

• ₹ 12 per year premium accident insurance of ₹ 2 lakh.
• People aged 18-70 years can join this scheme.

6. PM Matru Vandana Yojana (Prime Minister Mother Vandana Yojana)

• Financial assistance of ₹ 5,000 to pregnant women.
• Operated by the Ministry of Women and Child Development.

📌Agriculture and Farmers Schemes

7. PM Kisan Samman Nidhi Yojana (PM Kisan Samman Nidhi Yojana)

• Financial assistance of ₹ 6,000 per year to small and middle class farmers.
• The amount is deposited in the bank in three installments.

8. Crop Insurance Scheme (Pradhan Mantri Crop Insurance Scheme)

• Crop insurance protection to farmers from natural disasters.
• Low premium for creators.

9. Agricultural Irrigation Scheme (Pradhan Mantri Krishi Sinchai Yojana)

• Help farmers for facilities and water conservation.
• Development of micro micro irrigation system under “Har Khet Ko Pani”.

10. Atal Bhujal Yojana (Atal Bhujal Yojana)

• Schemes launched for water conservation and groundwater level.
• Help farmers and rural areas to increase water farming.

📌Employment and Skill Development

11. Pradhan Mantri Kaushal Vikas Yojana (PM Kaushal Vikas Yojana)

• Scheme to provide free laptop training and employment opportunities to youth.
• 10th, 12th pass students can also apply in it.

12. Deendayal Upadhyaya Grameen Kaushalya Yojana (Deendayal Upadhyaya Grameen Kaushalya Yojana)

• Scheme to provide railway training and employment to rural youth.
• Help in selling training jobs to people of poor families.

13. PM Swanidhi Yojana (PM Swanidhi Yojana)

• Loan up to ₹ 50,000 to street vendors without profit.
• Cashback and interest discount on digital update.

📌 Housing and Urban Development Schemes

14. Pradhan Mantri Awas Yojana (Prime Minister Housing Scheme – Urban and Rural)

• Provides affordable housing for the poor and middle class people.
• Discount up to ₹2.67 lakh on home loans.

15. PM Gram Sadak Yojana (Prime Minister Gram Sadak Yojana)

• Construction of Pakki Roti in rural areas.
• Scheme to connect the area.

16. PM Adarsh ​​Gram Yojana (Prime Minister Adarsh ​​Gram Yojana)

• Scheme to make majority caste (SC) majority caste an ideal village.
• Development of educational institutions, education and health services.

📌 Economic Development and Financial Inclusion Structures

17. Pradhan Mantri Jan Dhan Yojana (PMJDY)

• Connecting the poor to machinery services.
• Overdraft facility up to Rs 10,000 and accident insurance of Rs 2 lakh.

18. Mudra Yojana (PMMUDRA)

• Loans up to Rs 10 lakh to small communities.
• The loans have “Shishu,” “Kishor,” and “Tarun” categories.

19. Gareeb Kalyan Yojana

• Free ration, cash assistance, and employment opportunities for economically poor customers.

20. Antyodaya Anna Yojana

• Cheap ration to below poverty line (BPL) families.
• Rice at Rs 3 per kg and flour at Rs 2 per kg.

📌Digital India and Self-Reliant India Campaign

21. Digital India (Digital India Campaign)

• Scheme to make the country digitally manufactured and promote online services.
• UPI, DigiLocker, Online Government Services, Promotion of Digital Support.

22. Make in India (Make in India Campaign)

• Scheme to make India a manufacturing hub and attract foreign investment.
• Promotion of new factories and tests in mobile, electronics, automobile sector.

23. Self-Reliant India Campaign (Atmanirbhar Bharat Abhiyan)

• Scheme to make India economically self-reliant.
• Promotion of MSME sector, local and sector.

📌 Conclusion: Which schemes are attractive for you?

👉 If you are a farmer – PM Kisan Samman Nidhi, Crop Insurance Scheme, Agricultural Irrigation Scheme
👉 If you have a stake – PM Kaushal Vikas Yojana, Mudra Yojana, PM Swanidhi
👉 If you are a woman – PM Matru Vandana, Mahila Samman Bachat Yojana
📢 Which scheme is most attractive for you? Let us know in the comments!
🚀 Share this information with your friends and family so that they can also take advantage of government approval! 🔥